Tileplayer,
If you will follow Bljack's instruction you will be fine. You ARE overthinking this whole thing. I'll bet you are an engineer of some kind.

No thinset takes three months to dry. It won't happen. All thinsets in your case will easily dry overnight - twenty-four hours at the longest. I'm not sure which thread you are referring to but I am sure you are taking statements out of context then trying to mold them to your job, and that don't work.

If you are shopping at HD then quit trying to compare the products and trying to figure out the recipes. Just use the Versabond for everything and be done with those decisions - you'll be just fine.

Carry on.
