I have never used an isolation membrane. I always pour around 3/8" to cover both cable system and mat system. I mostly use CBP Level Quick and prefer it over the others. I think it is a great product.
I personally think 1/2" (over and above) what it takes to cover the cables is an asinine waist of money. You could expect them to tell you that tho 'cause they're selling the stuff. "Good job Custom Techie, now here's a biscuit, go lay down.

Use a flex thinset, the minimal cracking that may occur won't matter. Never had one show any cracking but do get occasional crazing.
Anyone that recommends you use thinset preferable to an SLC has never in his life installed a floor-heat system under tile and has no first-hand experience. That fool has no idea what he's talking about, the guy must be a Muppet reading from a book.
[Edited by Bud Cline on Thu, Jul 17, 2008 at 12:37 am CST]